Document Validation
for KYC

Onboard Clients using Document Authentication, Selfie and Liveness Test, Integrated into Know Your Customer (KYC)


  • Worlwide Government-Issued Identity Documents
  • Mobile Onboarding
  • Face Match / Selfie / Liveness Tests
 
The IdentityMind platform offers government-issued document validation as part of its KYC solution. The platform integrates the award-winning solution from strategic partner Acuant as well as Mitek systems. You can configure what solution to use, or you can let the platform decide dynamically the best solution for the document you are validating, based on performance, location, and quality of the image.

We offer native SDKs for iOS and Android for mobile capture, as well as web SDK, though image quality improves greatly with mobile image capture for better performance. A good quality image will improve the overall performance of automated validation of the document of about 20%-30%. In order to validate security features the image must be at min of 300 DPI, and recommended of 600 DPI. You can also send image files through the platform’s REST API.

The platform can also perform selfie (comparing document extracted image against another face image provided) and liveness (validates that the individual is present during the process) validation. These are better performed when implementing the SDK, but selfie verification is also available through the API.

The platform returns the information contained within the document: name, address, date of birth, expiration dates, etc.

Furthermore, if configured to do so, the platform can triangulate the information extracted against the information presented by the client and against databases to make sure the identity information matches public or credit bureau records.

All of this is integrated into IdentityMind’s digital identity technology. The information extracted and the results of the evaluation are stored within IdentityMind Electronic DNA (eDNA™) which can be further utilized for risk assessment over time.

The document validation is also integrated into IdentityMind’s KYC plugin, which will provide you with the opportunity to spawn very quickly an onboarding experience for your customers. You can be up and running in matter of minutes.

The platform also can waterfall to a manual review service sourced by our partners in cases when the image quality isn’t sufficient for the automated solution. While the typical automated response is within few seconds, the manual review process averages a couple of minutes. In our client base about 70% - 75% of documents are processed automatically and upto 90% when using mobile SDKs (proper image capture).

The document, selfie and liveness tests become part of the integrated review within the platform for further decisioning, record keeping and analysis. These can also be utilized in reports during your audits. The platform stores the evaluated document images for a configured (customizable) period of time that follows the regulatory requirements in your particular jurisdiction(s).

It supports all passports and almost every major modern identification document worldwide, including driver licenses, national ids, etc. Documents are validated based on its particular security features and with scoring based on supervised machine learning algorithms.

For more information about document validation please reach out to us via this form.



  • Native SDKs for iOS and
    Android for mobile capture
  • Selfie Validation
    (comparing document
    extracted image against
    another face image provided)
  • Liveness Validation(validates
    that the individual is present
    during the process) 
  • Validate identity information
    with public or credit
    bureau records. 

Analyst Recognition


GARTNER
Sample Vendor in Identity Proofing and Corroboration

“Hype Cycle for Identity and Access Management Technologies, 2018”

GARTNER
Sample RegTech Vendor

“Hype Cycle for Digital Banking Transformation, 2018”

AITE GROUP
Leading AML Advanced Analytics Vendor

“The AML of Tomorrow: Here Today” 2018

INTERNATIONAL DATA CORPORATION
Innovator

“IDC Innovators: Identity Proofing Solutions to Prevent New Account Fraud and Enhance KYC Compliance, 2018"

GARTNER
Representative Vendor

“Market Guide for Identity Proofing and Corroboration" 2018

About IdentityMind

IdentityMind supports your anti-money laundering (AML) and fraud prevention compliance needs. The IdentityMind platform provides Know Your Customer (KYC), sanctions and PEP screening, transaction monitoring, case management, and regulatory reporting. We help you ensure regulatory compliance and protect against fraud losses with our award-winning digital identities platform. Learn more.


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